2025 is the ideal year to turn a dream home into reality. With Schumacher Homes, there’s no need to wait to build the home one has always envisioned. Whether someone has a vision in mind or needs help designing the perfect home, Schumacher Homes offers a smooth and rewarding process to make it happen.

Lock in a 4.875% Fixed Rate for 30 Years!

Qualified buyers can take advantage of a limited-time offer from Schumacher Mortgage to lock in a 4.875% fixed interest rate on a 30-year loan.* This is an excellent opportunity to build a custom home at an affordable rate, making it easier to bring that dream home to life without worrying about rising interest rates.

Affordable Payments & Flexible Financing

Owning a dream home should not feel out of reach. With payments as low as $2,910.65 on a $550,000 loan at 4.875% interest (5.085% APR), it’s easier than ever to begin the journey of building a new home. Schumacher Homes offers a variety of financing options to meet individual needs:

• As little as 5% down on conventional loans
• Zero down with VA loans (eligibility required)
• 3.5% down with FHA loans
• Land equity can be used to cover the down payment if already owning the lot
• Land & Home Package financing available to cover both land and construction costs

If a lot is already owned, the equity in that land could help meet the down payment requirement. The flexibility of the loan programs makes it easier to start building a new home right away.

Key Features of the 4.875% Program:

• Available exclusively on the One-Time Close Conventional Loan Program
• Available for primary residences only
• Pre-construction meeting must take place within 30 days of contract signing
• Loan closing must occur within 60 days of the initial contract

Certain restrictions apply, so it’s recommended to contact a Schumacher Homes specialist for more details

Program Options: Choose How to Apply Limited-Time Incentives:

• Locked-In Rate Buy-Down

• YOMO Loan

OR

• Apply the incentive towards upgrades or options

No-Cost Refinancing

Schumacher Homes clients can benefit from a special offer to take advantage of potential lower interest rates after closing with a no-cost refinance! Schumacher Mortgage covers all costs, including third-party fees.** This offer is valid for up to 5 years from the conversion of the construction loan to permanent financing, and clients can apply for refinancing 180 days after receiving the Certificate of Occupancy.

Ready to Get Started?

There’s no better time than now to start building the home of your dreams in 2025. Contact a Schumacher Homes specialist today to learn more about available financing options and special programs. With a 4.875% fixed-rate mortgage, a variety of incentives, and the ability to customize every detail of the home, it’s the best time to make that dream home a reality.

Call today to schedule a free consultation and begin the journey toward a new home!

*Terms and conditions apply. Rates and incentives are subject to change. Contact Schumacher Homes for more details. **No-cost refinancing is subject to certain restrictions.